Zodiac Mortgages

Our Services

At Zodiac Mortgages our role is to find the most suitable mortgage for our clients, provide outstanding levels of service and to save our clients time and money. We are fully qualified for mortgage and protection business.

In addition we arrange a wide variety of insurance products - from life assurance through to keyperson cover for businesses. We have access to a panel of some of the largest insurance companies in the UK market as well as a number of smaller specialist providers.

We also help prepare business plans for new "start up " companies as well as existing trading companies who require an annual plan review. We will also be happy to review existing businesses financial arrangements as well as recommend new "start up " situations to our panel of commercial funders.

Our advisors offer comprehensive mortgage advice from a wide range of lenders.

We offer Comprehensive mortgage advice and for our services we charge a reduced fee, as we are paid fees from our lenders. There will be a fee for arranging your mortgage and the precise amount will depend upon your circumstances.Please do call for guidance as you will be fully appraised before we start any work on your behalf. This fee will typically be between £395.00 and £699.00, depending on the type of mortgage that you are arranging.

You can secure peace of mind with additional products such as Mortgage Payment Protection Insurance (MPPI) and Accident Sickness and Unemployment cover (ASU). NOTE: Information about typical costs per £100 of benefit to follow...

For preparation of BUSINESS PLANS we charge on an hourly basis starting at £105 plus VAT per hour.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be up to 1% of the loan amount, this fee will be payable on completion.

We process millions of pounds worth of mortgages every year for our clients. Much of our business is by recommendation from clients that have used our services in the past.

Our business has grown because of the outstanding service and solutions we provide.Please review our testimonials page and also review our case studies

If you are looking for a mortgage and want expert comprehensive advice please do not hesitate to contact us for a free telephone consultation.

“We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm). You may be able to submit a claim through the EU Online Dispute Resolution Platform (https://webgate.ec.europa.eu/odr/main/?event=main.home.show if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.)”

Your home may be repossessed if you do not keep up repayments on your mortgage.

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